January 2018

Found 5 blog entries for January 2018.


If your home has entered pre-foreclosure, then it's due to missed mortgage payments. Typically, this has been going on for months, signaling to the banks that you don't have the funds necessary to make the monthly mortgage payments. Pre-foreclosure is the state in which the banks have declared that they are taking back your home and are going to foreclose. If no payments are made, or you haven't made any steps to work with the lenders, there's a chance that you may be evicted, and your home put on auction after a full foreclosure. There are, of course, multiple ways in which you can stop this process, or get out of the foreclosure process entirely. We'll cover a few of them below.

1.       Pay the Loan – If you're able to come up with the money, you

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The lion's share of home sellers work with a real estate agent as opposed to selling their homes on their own (known as FSBO, or "for sale by owner"), and with good reason.  According to Realtor, for example, the average sales price when people sell on their own in 2016 was $185,000.  Compare that to the average price when people used a realtor of $245,000.  That's a difference of $60,000, or more than 32%.

A Higher Selling Price Isn't the Only Benefit of Using a Realtor

The increase in price you get when you use a realtor is typically larger than the amount you pay the realtor as a commission, but that's just one of the advantages of working with a realtor.  Here are 10 more:

  1. You'll set the price right:  if you price your home too low, you
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Those of you planning to move to a new home in Tucson, Arizona, or moving there for the first time, might want to look at what the housing marketing trends were this last year. With 2017 in our rear-view mirror, what happened month by month in the Tucson housing market gives some guidance to what might happen throughout 2018.

The immediate good news is the housing market was very strong in 2017. However, you'll want to know a lot more detail so you can make a more educated decision on whether you want to live there.

Let's take a look at what happened, starting with the early part of the year on through December.

The Predictions Were Right!

Back in December of 2016, housing market experts predicted Tucson would become a Top Ten real estate

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     Investing in real estate can be a lucrative proposition if you practice due diligence and do your homework.  If     you don't, your real estate investment can mean continual headaches and potentially cost you a lot of money.

  1. What's the employment outlook?  It stands to reason that people want to move to locations where job opportunities are plentiful.  The more jobs there are, the more renters you're likely to attract.  Your first step is to visit the website of the Department of Labor, where you'll find relevant state and local employment statistics to help you make an informed decision.  You should also follow local news, looking for stories about new businesses moving into the area.
  2. What's the surrounding area like?  It makes a difference
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The Tax Cuts and Jobs Act, the bill recently passed by Congress and signed into law by the President, has been much debated, and much commented on, in recent months. Proponents of the plan, including the President and Republican leadership in Congress, say the bill is a "Christmas gift" for the middle class.  Critics, including progressive groups and congressional Democrats, says it's a windfall for corporations and the wealthy.

Americans Remain Divided

Several recent polls show that the GOP tax bill is relatively unpopular, as compared with other recent pieces of major legislation.  A slim plurality of Americans, just 42%, for example, supported the bill in a mid-December Politico/Morning Consult poll, while 39% were opposed.  Among those who

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